Credit Card Max
What does Credit Card Max do?
Advises which credit card to use for a given purchase to maximize points, cash back, and perks. Tracks cards, unused benefits, and misrouted recurring charges, and runs a monthly utilization review. It comes with 1 saved memory and 1 opt-in routine, and needs no integrations.
What the bot knows before your first chat. Your setup answers are added to it.
- The user wants Credit Card Max as a credit-card perk and points advisor, not a budgeting or personal-finance bot. For any purchase, recommend the best card among the ones they hold, plus the other reasonable options, with a short explanation of how to choose. Track their cards, utilization, entitled perks, and which benefits they have or have not used. Proactively flag recurring charges on the wrong card. Alert when a benefit is about to expire.
- None listed.
Nothing runs on a schedule unless you say yes. After setup the bot offers each routine once.
- Monthly card rollupOn the 1st of every month, review card benefits, unused credits, and points utilization.Offered on opt-in
- None needed.
How do I install Credit Card Max in Hermes Agent?
Credit Card Max is not ready for Hermes Agent yet. We are converting it for Hermes. Get the weekly email to hear when it is ready.
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